Personal finance: how to withdraw money from Webmoney?
To date, virtual money has receivedwide distribution due to many advantages. So, for example, you can shorten the time for registration and payment of a purchase, it is not necessary to be present on the spot, and you can purchase the goods from anywhere in the world. It is very convenient and does not cause any special troubles with the account and storage of cash, in comparison with the cash amounts. There are several electronic payment systems that allow you to conduct various operations, such as exchanging for other currencies, transfer, and others. However, often there are situations in which you need to have cash, and then the question arises, for example: how to withdraw money from Webmoney? Let us consider this case in more detail.
Methods of output
Before you withdraw money from Webmoney, you need to choose how you want to receive these virtual funds. The following output methods can be distinguished:
- in cash;
- to the bank account;
- to an account in another electronic system.
It can be noted that for all threemethods of withdrawal must have a Webmoney certificate at least formal, that is, to provide copies of documents (passports and other identity documents).
You can also highlight that the type of currency in thissystem methods of selling virtual means can vary. And this can be affected by such a factor as the status of residence, that is, confirmation of residence in the territory of the country. So, for local residents of the Russian Federation, WMR can be sold in several ways, while for representatives of other countries there are some restrictions.
How to withdraw money from Webmoney in cash?
There are several methods or methods for selling electronic sums, the main ones of which can be presented in the following list:
- Postal transfer. At the same time, a fee is charged for services at a rate of 1.2% of the total amount, the payment period takes 2-3 days.
- By means of Western Union, while you need to consider that you can withdraw only WMZ and the fee is withdrawn at a rate of 3.5%. Operation time is about 48 hours.
- Remittance. The type of currency is Russian rubles. The reward is 0.5%, the transaction time is 0.5-24 hours.
- Dealers and exchangers Webmoney. Currency type - WME, WMU, WMZ, WMG and WMR. The operation is instant, reward 1% or more.
- Through an office partner or branch of a bank. In this case, you can exchange WMZ, WME and WMB, with a fee depending on the established conditions of a certain bank - 2.5% and higher.
- Through the exchange exchanger.ru. Currency type - all kinds of virtual money Webmoney. The reward is 0% or higher, the operation time is about 1 day.
- Getting gold bullion. Currency type is WMG. The operation time is up to 10 days, the reward is 5% or more.
How to withdraw money from Webmoney to a bank account?
Electronic funds can also be transferred to a credit or debit card issued by a commercial branch of a financial institution. This can be done in the following ways:
- To the card account of the bank. In this case, you can transfer dollars, Russian and Belarusian rubles, Ukrainian hryvnia. The operation can take up to 48 hours, commission - 0%.
- Transfer via bank. All currency types are Webmoney. Term - 1-24 hours, reward - 0%.
- Through internet banking. Translation is possible only for WMR. Commission - 1% or more, term - not more than 0.5 hours.
- On the map of the Ukrainian electronic system (NSMEP). Currency type is WMU. The commission - up to 2.4%, the execution time - not more than 0.5 hours.
Withdrawing money from Webmoney to other electronic systems
This operation can be performed by the following methods:
- Electronic money. All types of currencies, reward 0% and above, independing on the selected service. The choice of an exchange point can be made in the side menu on the Webmoney website page (for each currency type the lists can differ).
- On the purse of Yandex-system. Currency type is WMR. Commission - 4.5%, the operation takes no more than 30 minutes.
For non-residents of the Russian Federation,output on the Webmoney website, having entered the name of your city. The system will automatically display the possible options for exchanging virtual money for cash in the desired region. It should be noted one of the important points - determining how to withdraw money through Webmoney, you must follow simple precautions. For example, do not enter the personal page of the payment system from someone else's computer, allow the browser to remember passwords and so on. It's also a good idea to install a good antivirus program, in this case you can protect yourself against illegal hacking.